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Why Does My Legal Description Sound Like a Treasure Map?

Why Does My Legal Description Sound Like a Treasure Map?

“Beginning at the northwest corner… thence south 89 degrees… to the point of beginning.”

Wait… what?

If you’ve ever looked at a deed, title report, or other real estate document and stumbled across a paragraph that sounds more like directions to buried treasure than a property description, you’ve discovered the legal description.

And while it may look a bit complicated, it serves a very important purpose.

Your address isn’t actually where your property is. When we think about identifying a property, most of us immediately think of the street address.

123 Main Street, Silverdale, WA. Easy enough.

But a street address is primarily used to help people, mail carriers, emergency services, and delivery drivers locate your property. It isn’t the precise legal identification of the land you own. That’s where the legal description comes in.

A legal description identifies a specific piece of real property in a way that can be referenced in recorded documents. You’ll commonly see it on deeds, deeds of trust, title documents, easements, and other documents affecting real estate.

In other words:

The street address tells you where to find the property.
The legal description tells you which land we’re talking about.

So Why Do Some Legal Descriptions Look So Different?

There isn’t just one way to legally describe land. Depending on the property’s location and history, you may encounter several different methods.

 

Lot and Block

This is probably the friendliest-looking version. It might look something like:

Lot 12, Block 3, Pleasant View Addition, according to the plat recorded in Volume X of Plats, Page XX, records of Kitsap County, Washington.

Rather than describing every boundary of the property individually, this method points back to a recorded plat, essentially a map that divided a larger piece of land into individual lots, blocks, roads, and other areas.

Section, Township and Range

Then we get into descriptions that sound a little more like geography class. You may see something along the lines of:

The Northeast Quarter of the Southwest Quarter of Section 10, Township 24 North, Range 1 East…

This comes from the Public Land Survey System, which divides land into increasingly smaller areas.

Picture a giant grid laid across the landscape. The description tells you which section of the grid you’re looking at, and then may continue dividing that section into quarters and smaller pieces.

This type of description is especially common when dealing with larger or less recently subdivided parcels.

Metes and Bounds: Where the Treasure Map Begins

And then there’s metes and bounds.

This is usually the culprit behind those descriptions that make you wonder whether you’re reading a deed or hunting for buried gold.

A simplified example might read:

Beginning at the northwest corner of said parcel; thence South 00°15′ East 150 feet; thence North 89°45′ East 100 feet…

It describes the property’s boundaries by giving directions, angles, distances, and identifiable starting points.

Essentially, it tells you:

Start here. Go this direction. Travel this far. Turn. Travel again. Eventually make your way back to where you started.

Hence…the treasure map.

What Is the “Point of Beginning”?

This phrase appears often enough in legal descriptions that it’s worth knowing.

The Point of Beginning, sometimes abbreviated POB, is the point where the actual boundary description begins.

After traveling around the perimeter of the property through a series of directions and distances, the description generally returns to that same point.

You might even see “…thence to the Point of Beginning.”

No treasure chest required.

And Then Come the Exceptions…

Just when you think you’ve figured out the property, you might encounter language such as:

EXCEPT THEREFROM… or

TOGETHER WITH… or

SUBJECT TO…

These words matter.

A description may begin with a larger piece of land and then remove a portion from it. Another document may describe additional land or rights associated with the property.

That’s one reason you can’t always stop reading after the first sentence.

The legal description can tell a story of how a property was created, divided, combined, or changed over time.

Why Does All of This Matter in a Real Estate Transaction?

Because real estate transactions aren’t simply transferring an address.

They’re transferring an interest in real property.

During the title process, the legal description helps identify the land involved in the transaction and connects it to the documents in the public record that may affect it.

A single property may have decades, or even more than a century, of recorded history behind it.

Deeds. Easements. Plats. Surveys. Covenants. Mortgages. Boundary adjustments. The legal description helps tie that history to the correct piece of land.

The Next Time You See One…

Don’t be intimidated by the paragraph filled with directions, degrees, lots, blocks, sections, townships, ranges, and mysterious “points of beginning.”

There’s a method behind it.

Some legal descriptions point you to a recorded map. Others locate land within a massive survey grid. And some quite literally walk you around the boundaries of the property one turn at a time.

So yes, Your legal description may look like a treasure map.

But instead of leading you to buried gold, it’s helping identify something potentially much more valuable:

the land itself.

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